HOW YOU CAN IMPROVE YOUR POOR CREDIT HISTORY
A good credit history poses a lot of advantages. You can easily fetch a loan and not find it trouble in your endeavors related to finance. But again, going back to the first point, this is possible only if you have a good credit score maintained. If not then it surely calls for repairing your credit history.
Pertaining to this, you are sure to get a lot of advice on what to do and what not to do. But majorly it depends on you how you will be using them and how much of R&D you have conducted to make it happen.
The primary question here is how exactly will you be able to repair your credit history accurately? If that is your ultimate crux then the best place to start this is with credit bureaus. Every consumer is entitled to obtain one free copy of credit reports every year. While the credit bureau is not entitled to provide you any advice on how you can correct your history, obtaining report prove to be a great way for gaining insight. Furthermore, you can get it cross-checked by eminent lawyers on how to tackle the problem.
Crosscheck for inaccuracies
Thoroughly crosscheck every single information including address, social security number, open accounts, details of close accounts and much more. If you find anything inaccurate or wrong, get them repaired immediately.
Write a letter to the Bureau
The letter must comprise of all the required details with accurate proofs attached. Ensure to keep the language formal and add on facts. In addition, ensure to attach along with the report copy comprising of inaccurate information by either circling it or highlighting. Hereon, keep patience, as the credit bureau may take an approximate of 30 days for investigating the report.
Also, it is necessary to note that you as a consumer is not liable to pay for the credit history report which is supposed to be sent for free by the bureau.
